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VA medical insurance quotes and plans

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If you have had VA medical insurance coverage as an employee benefit and you leave your job, voluntarily or otherwise, one of your first concerns will be maintaining protection against the costs of medical care. The Consolidated Omnibus Budget Reconciliation Act of 1985, commonly known as COBRA is group medical insurance plans sponsored by employers with 20 or more employees are required to offer continued medical insurance coverage for you and your dependents for 18 months after your leave your job in the state of VA. Under the same law, following an employee's death or divorce, or a child no longer being an eligible dependent, medical insurance coverage may be continued for up to 36 months.

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Medical care is changing rapidly. Twenty-five years ago, nearly all Americans had indemnity insurance coverage. A person with indemnity medical insurance could go to any doctor, hospital or other provider, and the insurance company and the patient would each pay part of the medical bill. Today, more than half of all Americans who have insurance are enrolled in some kind of managed care plan, an organized way of both providing services and paying for them. Check your current VA medical insurance rates above.

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Among near poor children (those in families whose income was greater than or equal to, but less than 125 percent of, the poverty level), 21.6 percent (0.9 million children) were without medical insurance in 2001, unchanged from 2000. For this group, private health insurance coverage decreased from 39.8 percent to 36.4 percent, but government health insurance coverage did not change.

The likelihood of VA medical insurance coverage varies among children.


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