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Below
is a list of health care coverage topics that will be covered on
this page.
Health care
coverage
Health care
Insurance Plans
Coverage
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Health care coverage
Most
Americans get health care coverage through their jobs or are covered
because a family member has insurance at work. This is called group
insurance. Group insurance is generally the least expensive kind. In
many cases, the employer pays part or all of the health care coverage
cost. Some employers offer only one health insurance plan. Some offer
a choice of plans: a fee-for-service plan, a health maintenance organization
(HMO), or a preferred provider organization (PPO).
Health care coverage
information
Choosing
the right health care coverage is like making any other major purchase:
You choose the plan that meets both your needs and your budget. For
most people, this means deciding which plan is worth the cost. For example,
health care plans that allow you the most choices in doctors and hospitals
also tend to cost more than health care plans that limit choices. Plans
that help to manage the care you receive usually cost you less, but
you give up some freedom of choice. Cost isn't the only thing to consider
when buying health insurance. You also need to consider what benefits
are covered. You need to compare plans carefully for both cost and coverage.
Health care coverage
Under COBRA
health car coverage if your spouse was covered but now you are widowed
or divorced. If you were covered under your parents' group plan while
you were in school, you also can continue in the plan for up to 18 months
under COBRA until you find a job that offers you your own health insurance.
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