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Health insurance - affordable
What
happens if you or your family member leaves the job? You will lose your
employer-supported group coverage and may opt for health insurance affordable.
It may be possible to keep the same health policy, but you will
have to pay for it yourself. This will certainly cost you more than
group coverage for the same, or less, protection. A Federal law makes
it possible for most people to continue their group health coverage
for a period of time after they leave their employer. Called COBRA (for
the Consolidated Omnibus Budget Reconciliation Act of 1985), the law
requires that if you work for a business of 20 or more employees and
leave your job or are laid off, you can continue to get health insurance
coverage for at least 18 months. You will be charged a higher premium
than when you were working.
Health insurance affordable
information
The differences
among fee-for-service plans, health insurance affordable, HMOs, and PPOs
are not as clear cut as they once were. Fee for service plans have adopted
some activities used by HMOs and PPOs to control the use of medical
services. And health insurance affordable, HMOs and PPOs are offering
more freedom to choose doctors, the way fee-for-service plans do. By
studying your health insurance affordable options carefully, you will
be able to pick the one that provides you with the coverage you need,
no matter what it is called.
Health insurance is it affordable?
Not all
employers offer health insurance. You might find this to be the case with
your job, especially if you work for a small business or work part-time.
If your employer does not offer affordable health insurance, you might
be able to get group insurance through membership in a labor union, professional
association, club, or other organization. Many organizations offer health
insurance plans to members.
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