|
|
Below
is a list of medical insurence topics that will be covered on
this page.
Medical
insurence
Medical
Insurance Plans
Insurence
Quotes
Home
Sitemap
Contact Us
|
|
Medical insurence
What
happens if you or your family member leaves the job? You will lose your
employer-supported group coverage and may opt for medical insurence.
It may be possible to keep the same medical policy, but you will
have to pay for it yourself. This will certainly cost you more than
group coverage for the same, or less, protection. A Federal law makes
it possible for most people to continue their group health coverage
for a period of time after they leave their employer. Called COBRA (for
the Consolidated Omnibus Budget Reconciliation Act of 1985), the law
requires that if you work for a business of 20 or more employees and
leave your job or are laid off, you can continue to get health insurance
coverage for at least 18 months. You will be charged a higher premium
than when you were working.
Medical insurence
information
The differences
among fee-for-service plans, medical insurence, HMOs, and PPOs
are not as clear cut as they once were. Fee for service plans have adopted
some activities used by HMOs and PPOs to control the use of medical
services. And medical insurence, HMOs and PPOs are offering
more freedom to choose doctors, the way fee-for-service plans do. By
studying your medical insurence options carefully, you will
be able to pick the one that provides you with the coverage you need,
no matter what it is called.
Medical insurence
Indemnity and managed care plans differ in their basic approach. Put broadly, the major differences concern choice of providers, out-of-pocket costs for covered services, and how bills are paid. Usually, indemnity plans offer more choice of doctors (including specialists, such as cardiologists and surgeons), hospitals, and other health care providers than managed care plans. Indemnity plans pay their share of the costs of a service only after they receive a bill.
|
Medical
insurence services offer you new faster insurance quotes, medical
insurance plans and information.
|
